RefiGenie Global

🌐

💱 live currency & local tips 🧮 compare old vs new 📋 country‑specific rules

🏚️🇺🇸 current loan

💰 Remaining balance

📆 Monthly payment

📉 Interest rate (%)

🏛️ typical fixed-rate mortgage

✨🆕🇺🇸 new loan

⏳ New term (years)

📊 Interest rate (%)

📍 Points (if any)

pts

🧾 Costs & fees

💵 Cash‑out amount

📉old rate5.5%

✨new rate4.2%

💸old payment$1,670

🆕💰new payment$1,222

⏳🏁monthly saving$448

🏡 Cash‑out, FHA, conventional, rate-and-term. Deduct mortgage interest if you itemize. Upfront fees typically 2‑5%.

🇺🇸 30‑year fixed is king. FHA/VA loans.

⚠️ Prepayment penalties rare but check.

⭐ country‑aware emoji calculator – always free ⭐

Savings Calculator